Personal Savings and Investment

No matter your financial goals, we've got a savings or investment account to meet your needs and make your life easier.  Getting started is easy! Contact one of our banking professionals or apply online.
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Lone Star Savings

A great account for everyone - save for your future and earn interest on your money without a high balance requirement. 
  • Only $50 to open an account
  • Earns interest*
  • $3.50 monthly maintenance fee**
  • $50 minimum balance to waive fees
  • Withdrawal limits: $3 each in excess of 9 per month***
Additional account features: simple interest bearing savings; quarterly bank statements
*Interest subject to change at any time.
**Federal regulations limit banking transfers between accounts, bank-by-phone, or overdraft sweeps to 6 per month on savings accounts.- Suspended due to Interim Final Rule on 4/24/2020.


Certificates of Deposit (CD)

Our Certificates of Deposit are designed for customers who want to receive a higher return on their funds.
  • $1,000 minimum to open*
  • Earns interest**

Additional features: available in many different terms; interest may be paid by check or deposit to checking and savings
*Minimum to open Jumbo CD: $95,000
**Interest subject to change at any time.


Individual Retirement Account (IRA)

Individual Retirement Accounts are designed to save for retirement and receive tax-deferred interest at the same time.
  • $50 minimum to open
  • Earns interest*
Account features: fixed and variable rate products for both Roth and Traditional IRAs.
*Interest subject to change at any time.