Other Services
We are happy to offer a variety of convenient banking services developed for today’s busy lifestyles. Whether you want to bank at one of our convenient locations, at home, at your office, or while on vacation, we have a product and service that’s right for you.
Debit Cards
Making Life Easier with our MasterCard Debit Card
You don’t have to write a check to make purchases with the money in your checking account. Now you can reach for your Debit Card! Use it just like a check wherever MasterCard cards are accepted - it’s a welcome replacement at over 14 million merchant locations worldwide.
Easy to Use
Using the Debit Card is as simple as using any MasterCard card. Simply present the card at the time of purchase and the amount will be deducted from your checking account. It's that easy - there’s no ID to show or checkbook to carry! You receive a receipt for easy record keeping and every transaction is detailed on your checking account statement.
Not a Credit Card
The Debit Card is not a credit card. When you use it to make a purchase or to withdraw cash, the money comes directly from your checking account balance. It works like a check – only easier!
It also means easy access and use of funds in your checking account when out of town or traveling.
Everyday Use
Whether it’s taking care of your grocery list or picking up a last-minute birthday gift, the Debit Card is perfect for everyday purchases.
It offers you the convenience of paying from your checking account without the hassle of writing a check or waiting for check approval. Try it to buy gas, hardware, software, even lunch, and leave your checkbook at home.
Get Cash in a Flash
The Debit Card is also your ATM card. So it’s your source for instant cash at any of the FNBETX Automated Teller Machine locations and at over 174,000 Network ATMs worldwide that display the MasterCard, Cirrus, or Accel symbols.
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Cashier’s Checks
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This is a guaranteed form of payment. Our bank will issue a Cashier’s Check as a way to provide payment for a large item. Ask us how we can help you with one now.
*Fees May Apply
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Money Orders
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A financial instrument our bank can issue allowing the individual named on the order to receive a specified amount of cash on demand. One of the main benefits of a money order is that it is more trusted than a personal check, because it is prepaid.
*Fees May Apply
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Reorder Checks
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We use a third-party company, Harland Clarke, for handling the processing and fulfillment of your check order.
To place a check order online, you will need the following information from the bottom of your checks*:
- Routing or transit number
- Your account number
Order Checks Now
*If you are unsure of these numbers, there will be information on the Harland Clarke web site to help you identify them.
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Check Printing Services
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For personal and business checking customers we can order personalized checks designed for your specific needs. Personal checks may be ordered in many different varieties. Our business customers may use their own personalized logo for more brand recognition. Checks can also be ordered to be compatible with your check printing software to make accounts payable and payroll a breeze.
For pricing and more information on these or other services please contact your New Accounts Representative.
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Safe Deposit Box Services
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Some things are just too valuable to leave at home. Be it antique jewelry, coin collections or important documents, let us help you keep your valuables protected. Ranging in size from 2” X 5” to 10” X 10 ½” we have just the box you need for one low annual fee.
For pricing and more information on these or other services, please contact your New Accounts Representative.
*Safe Deposit Box contents are not FDIC insured*
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Direct Deposit Services
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Use your bank routing and account number to take advantage of Direct Deposit. Direct Deposit is an easy and convenient way to receive payroll, Social Security, Veterans Benefits, retirement fund deposits and many other types of payments. Direct Deposit is initiated by the payer and is received by the bank at no charge, saving you the time it takes to physically deposit your check and the ever rising cost of fuel to get here. We invite you to take advantage of our Direct Deposit capability.
Please contact us with any questions you may have.
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Night Depository Bags
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This is a service the bank will provide to businesses that need to make a deposit after banking hours. This is a great option for businesses who receive great amounts of cash that need to be in safe keeping until the bank opens. The bank will provide you with a secure bag in which to make the deposit. The deposit will be placed inside with the appropriate deposit slip.
*Fees May Apply
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Telephone Banking
making life easier with one quick call
In addition to Free Online Banking, you can also access your account information with Telephone Banking - it's easy, safe, convenient and FREE! This handy tool is great if you do not have access to a computer or smart phone.
No matter where you are - work, vacation or home - you can manage your money. We're making life easier with Telephone Banking. Banking by phone gives you freedom to do simple banking transactions 24 hours a day, 365 days a year. All you need is a touch-tone phone and your security code/PIN (determined when you set up Telephone Banking with our Customer Service representatives).
Call our 24-hour First Line system to:
- Obtain your account balance
- Review recent transactions
- Transfer funds between accounts
Phone Numbers:
Toll Free: 888-362-4456
Local: 903-843-4111
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Quicken / Quickbook
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We now offer Quicken/Quickbooks!
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Wire Transfers
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We are happy to assist you with both domestic and international wire transfers. When you need to send money fast – a wire transfer is your best choice. Bank wire transfers are immediate, safe and reliable.
*Fees May Apply
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ATM (Automated Teller Machine)
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Automated Teller Machines provide a way for you to withdraw cash anytime, anywhere. If using one of our convenient ATM locations there will be no charge. If using an ATM at another bank outside of our system, a small fee may be charged to use the machine. We have ATM’s in the following locations: Gilmer, Big Sandy, Mt. Vernon, Pittsburg, Quitman, Mineola, Emory, Ore City, Lake Fork, and Diana.
Fees May Apply
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ATM Cards
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An ATM card provides the holder with the ability to withdraw funds at an Automated Teller Machine. To make a withdrawal using the cards you will be required to enter a PIN or Personal Identification Number to validate the transaction.
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Auto Debit on Loans/Auto Drafts
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Save money or a trip to the bank by automatically paying your loan every month from your checking or savings account.
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Auto Transfer
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A great way to make saving money easy and automatic. This service allows the account holder to move money from one account to the other on a regular basis. You may move money to a savings account, checking account, or provide a monthly allowance for your child at college. The possibilities are endless. Ask us today about how to get started.
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Credit Life/GAP
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Credit Life and GAP are insurance products that the bank can provide to our customers when they get a loan from our bank. Credit Life will make your loan payment for you in the event of injury during the life of your loan. It can also make your loan payment in the event that you lose your job during the life of the loan.
GAP insurance will provide coverage on the value of your car/truck that covers the “gap” between what the insurance will replace the item for and the amount of the loan.
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Collection Item Services
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A service we provide when an item will not clear through regular channels, – Items such as out of USA checks, oil & gas lease checks, insurance drafts, large checks, etc. Anything that requires special handling is a collection item.
*Fees May Apply
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Photo Copies
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We are happy to assist our customers with photo copies as the need arises.
*Fees May Apply
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Research Copies
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We can research accounts and make copies for you.
*Fees May Apply
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Stop Payment Service
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We can issue “Stop Payments” on checks or electronic transactions that have not been presented for payment.
*Fees May Apply
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FDIC Insured - Backed by the full faith and credit of the U.S. Government.